Mavuno Sugarcane Advance Payment Loan

This targets Sugarcane farmers contracted by reputable sugar companies looking for working capital or farm development.


  • Access to advance payments given on the strength of delivered produce.
  • Loan amounts subject to a maximum of 70% of the value of cane delivered.
  • Loan Max tenure 1Month
  • Loan access from Kshs. 5,000 to Kshs. 500,000 
  • Competitive interest rate

Qualifying Criteria

  • National Identity Card
  • Actual delivery note from the Sugar Company showing actual tonnage.
  • Original contract document with Sugar Company.
  • An active account with KCB.
  • Letter of undertaking to commit to channel proceeds through KCB.

Rates and Fees

  • Interest rate of 13% (CBR rate 9% plus Bank Variable margin of 4%)
  • Negotiation fees of 3%
  • Other fees e.g. insurance premium to be advised by the business banker at your branch

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