Boresha Biashara Loan

This short-term loan is specially designed for individual traders who require financing to run their business on a daily basis. For individuals operating informal business or a registered business entity


  • Access to loans from Kshs. 5,000 to 1 million
  • Flexible repayment terms of up to 36 months
  • Flexible security requirements.

Qualifying Criteria

  • Demonstrate ability to pay
  • 6 months bank statement from any financial institution 
  • A minimum of 1 year experience in the business to be financed.
  • Regular cash flow to meet monthly loan repayment
  • Should open/have a KCB Boresha Biashara account or Bankika Business Account.

Rates & Fees

  • Interest rate of 13% (CBR rate 9% plus Bank Variable margin of 4%)
  • A one off loan negotiation fee charged upfront at 3% of the loan amount.

Loan Calculator

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