Bankika Business

Aimed at young upcoming businesses, this account has no monthly fees for affordable day-to-day trading. The account is targeted for youth in business.


  • No minimum operating and opening balance
  • Access to KCB Visa enabled debit card
  • No restrictions on the number of deposits and withdrawals 
  • Access to internet and mobile banking services
  • No monthly fee
  • Access to Boresha Biashara business loans
  • Access to Visa enabled debit card, KCB Mtaani and KCB Mobi Bank.

Qualifying Criteria

  • Non-registered business 
    • Copy of ID/Passport required to open an account
  • Sole Proprietorship
    • Registration certificate
    • Individual's PIN certificate
    • ID/Passport or Alien certificate for registration of non Kenyans
  • Partnership
    • Partnership deed
    • Partnership resolution indicating signatories and signing mandate
    • Certificate of registration
    • Company PIN certificate
    • PIN for each partner
    • One passport size photo for each signatory
  • Limited Liability Company
    • Certificate of incorporation
    • Memorandum and articles of association 
    • Board of directors resolution to open an account in KCB
    • Company PIN certifcate
    • ID/Passport of directors and signatures
    • One passport size photo of each signatory

Rates & Fees

  • Minimum operating balance of Kshs. 100
  • The Bank charges Kes 50 per transaction

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