Overdraft Facilities

We offer fantastic overdraft facilities to extend your credit and enable you drive business growth.

Benefits

  • Temporary overdraft facilities are available for one off situations or an annual facility for businesses requiring working capital through out the year.
  • As a KCB customer you can draw as little or as much of the overdraft facility as you need from time to time, so long as the limit is not exceeded.
  • Low cost as interest is charged on the overdrawn balance on a day to day basis.
  • Improves the customer's liquidity position.

Qualifying Criteria

  • Director’s personal guarantees will be mandatory for companies.
  • 3 years audited accounts for amounts over Ksh 3M or management accounts if 6 months have lapsed since the date of the last audit.
  • Customer's physical location will be verified through continuous visits.


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