Diaspora Insurance

KCB Diaspora Insurance is designed to cater for all your insurance needs impeccably.

Our all-inclusive package includes:

  • Emergency Medical cover
  • Personal Accident cover
  • Inbound Travel cover
  • Death and Funeral cover

Emergency Medical Cover*

While travelling back home for short stay visits (up to 30 days), our medical cover offers you protection in the event of unexpected sickness or accident.
Also included in the package is;

  • Medical expenses and hospitalization
  • Emergency dental
  • Prescription drugs
  • Medical repatriation – International

*The policy excludes claims for any pre-existing medical conditions

Personal Accident Cover

The cover provides compensation for; medical expenses, death and funeral expenses, permanent disability, temporary loss of income due to disability arising from injury caused by accident.

Inbound Travel Cover

This cover ensures you are fully protected from sudden incidents that may occur while travelling back home. Such incidences include;

  • Loss and theft of baggage (single item limit of $250)*
  • Excess on baggage claim
  • Loss or theft of cash and/or travel documents*
  • Travel and baggage delay (after 6 hours)
  • Travel Guard Assistance – Consular referral and transmission of urgent messages

*A written police or carrier report must be provided, in the event of a luggage, cash or documents loss

Death and Funeral Cover
In the eventuality of death of a premium holder, the cover offers:

  • Return of mortal remains back home
  • Burial expenses
  • Cost of accompanying family members
  • Coffin expenses
  • Funeral expense benefit on named dependents (4 persons)


For eligibility, one must;

  • Be a KCB Diaspora account holder
  • Be between the age of 2 years – 71 years


Premium per account holder is $96 per person yearly ($ 8 per month)


Apply now

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