BANK
Bank
KE
Unsecured Loan
Interested in:

Personal Unsecured Check Off

Get a check off loan as a government employee, or a company that has an agreement with KCB Bank. The check-off loan of up to Kes 4 Million, is repayable in up to 72 months (6 years), with monthly repayments remitted by your employer.

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Benefits

Benefits

Flexible repayment periods

Flexible repayment periods

Get repayment periods that match your needs, up to 72 months (6 years)

Attractive Loan limits

Attractive Loan limits

Access check-off loans of amounts between Kes 10,000 and Kes 4 Million

Security Free

Security Free

No security required, other than a guarantee from your employer 

What We Need From You*

  • Valid Kenyan ID or passport
  • Latest Original Pay slips
  • Approval letter from your employer to take up a loan
  • Active KCB account holder for a minimum of 6 months

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

Rates & Fees*

  • Interest rate - 13% (CBR rate of 9% plus Bank Variable margin of 4%)
  • Negotiation fees - 2.5%

*Charges are not inclusive of tax

Automated Personal Check off Agreement

Interested in Personal Unsecured Check Off or have a question?

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