KCB M-Benki Account

This is the new unique bank account from KCB that lets you take control of your life. Open an M-Benki account, earn interest, get a loan, transfer money direct to your bank account and much more, all from your mobile phone.

How to open a KCB M-Benki Account

  1. Go to MPESA Menu,
  2. Payment Services, Pay Bill Option, Enter Business No. 522522
  3. Enter Account, type ID (No Spaces) and your National ID Number e.g. ID23456789
  4. Enter amount to deposit, then your MPESA PIN
  5. You will receive two SMS's. One with your M-Benki Account Number and the other with your User ID and PIN.
  6. Access the account through *522# and enjoy all KCB Mobi Bank services.

How do I deposit and withdraw cash with a KCB M-Benki Account?

  1. Deposit at any KCB Mtaani Agent for free.
  2. Withdraw at any KCB Mtaani Agent (Charges apply).
  3. Deposit from your M-PESA to your M-Benki account.

What are the KCB Mobi Bank services that I will enjoy after I open an M-Benki account?

  1. Check your balance and get a mini statement
  2. Transfer funds to any other KCB account
  3. Transfer funds to any other bank account
  4. Send money to any M-Pesa account directly
  5. Send money from your M-Pesa to your M-Benki account
  6. Buy airtime for any mobile number on any network

Account Restrictions

  1. Cheque Deposits
  2. SWIFT, EFT’s , RTGS
  3. Maximum daily transaction limit, KShs 140,000/=

*NB: To remove above account restrictions on services (cheque deposit & electronic transfer limits), please visit a KCB branch with a copy of your ID and complete an account update form.

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