KCB MyKash

Access your bank wherever, whenever, for whatever!

MyKash is a service that enables businesses and individuals to carry out transactions instantly by accessing their bank account, using their mobile phone. MyKash allows you to receive and send up to Kes. 1 million, to any bank account.

Pay bills directly from your bank account.
Borrow money using KCB MyKash to facilitate your activities through the day.
Save money from anywhere, anytime of the day.

How do I get started?

Getting started is easy and only takes a few minutes.

MyKash targets both KCB account holders and non-account holders.

If you do not have a KCB account, simply dial the short code *522# to open an M-benki Account. You can also download the KCB App, open an account through the app and access MyKash.

If you already have a KCB account, link your account with the KCB App and enjoy MyKash services.

Get MyKash today, and experience financial freedom.

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Benefits of MyKash

MyKash allows you to have one platform that allows you to make and consolidate all your payments from one place.

A real-time service available anytime that allows you to make transfers from KES 100 to as high as KES. 1,000,000 to an individual or as payment to a business.

What is in it for me?

Convenience: At any time, to anyone, anywhere be free to transfer money from your mobile.
Time and Cost savings: Pay for any goods and services directly from your account to any merchant till, agent number and paybill.

What is in it for my business?

It enables you access real time payments into your KCB account.
You can easily receive payments of up to Kes.1M per transaction from your customers.
Float Purchase from the comfort of your premises.
You will be provided with a portal ‘Malipo Portal’, that allows you to:

View transactions in real time
Manage reconciliation
Print transaction receipts.

Frequently asked questions

What is MyKash?

"MyKash" is a service that enables you to pay anyone (individual or business) anywhere from your mobile phone and also allows a business to accept payments from anyone conveniently and instantly.
Why should I use MyKash?

MyKash is real-time, available 24/7 and one can transfer from as low as KES 100 to as high as KES. 1,000,000 via any of the available payment solutions. It is also safe since it eliminates use of cash as a mode of payment.
What are the services provided by MyKash?
- Person-to-Person (P2P):- You (individual) can send money conveniently from your mobile phone to another person (individual) mobile phone number, card and bank account held in KCB or any other bank:
- Person to Business (P2B) / Business to Business (B2B):- You (individual or business) can send money conveniently from your mobile phone to a business account held in KCB or any other bank, transfer to a merchant till, Agent number and business pay bill.
- Buy Float: - Mobile Money Agents are able to purchase float at the comfort of their premises.
How will individuals benefit from MyKash?

You are able to transfer funds from your mobile 24/7 and pay anyone, anywhere, instantly and conveniently. It is fast, secure and convenient.
How do I register for MyKash?

You don’t need to register for MyKash. You only need to have your bank account registered on KCB mobile banking platform and you will have the MyKash menu on your phone.
How do I send payments using MyKash?

You can send payments using the KCB bank mobile channel (USSD *522# or KCB App) by going to the MyKash menu.
Which are the available Payment Solutions under MyKash?
All available payments solutions in Kenya will be under MyKash namely:-
- PesaLink
- M-Pesa
- M-Visa etc.

How can I get to know more about MyKash?

You can contact KCB Contact Centre on telephone 0711087000/0732187000 or sms 22522. Email: contactcentre@kcb.co.ke
Can everybody access MyKash?

Yes. MyKash targets both KCB customers and Non KCB customers. Both Individual and Business customers.
Is there an option to transfer money to my phone number via MyKash?

Yes. With MyKash, you can transfer money to your phone number, to other phone number, to card and to account within KCB and outside KCB.
If I'm transferring to a bank account and I require the account number, is there a way the system can save a bank account number somewhere in the app?

Yes. Once a customer links their account or card for the first time, the same is saved and he/she is given an option to choose the account or card as source of funds when transacting.
Can I use MyKash to send money to an account in the same Bank as mine?

Yes. You can use MyKash to transfer funds to your own accounts, to other person’s account in KCB and to other bank’s account instantly and conveniently.

What is the minimum and maximum amount I can send using MyKash?

Person to Person (P2P):

	Services	Min	Max
1	KCB inter account transfers	KShs. 10	KShs. 1M.
2	Transfers to other bank accounts	KShs. 100	KShs. 1M.
3	Mobile money wallet transfers	KShs. 100	KShs. 70k
4	Transfers to card	KShs. 100	KShs. 100k

Person to Business (P2B) & Business to Business (B2B):

	Services	Min	Max
1	Bank account to a Merchant till No	KShs. 100	KShs. 1M.
2	2 Bank account to any other bank account	KShs. 100	KShs. 1M.
3	Bank account to Mobile money wallet	KShs. 100	KShs. 70k
4	Bank account to Paybills	KShs. 100	KShs. 1M
5	Buy Float by Mobile Money Merchants	KShs. 100	KShs. 1M