Mortgage Plus

Take out a top-up loan against your mortgage for quick financing when unforeseen emergencies strike.


  • Equity release for school fees, medical emergencies or renovations.
  • Flexible repayment terms- can be spread out in line with remaining term of loan.
  • Competitive interest rate

Standard Requirements

  • Hold a mortgage facility with KCB
  • Proof of income

Rates & Fees

  • Competitive Interest rates
  • Negotiation Fee -2.5% of loan amount
  • Leger Fee- Kshs 350 per month.
  • Legal Fees
  • Valuation fees
  • Stamp duty (4% of cost of property or value on the open market)
  • Stamp duty on charge (0.1% of loan amount)
  • Insurance premium- Financed by KCB

Loan Calculator

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