Unsecured Check Off

A special type of loan that is open to employees of Government institutions and companies that have a check-off agreement with KCB.

Benefits

  • From as low as Kshs 10,000 to as high as Kshs 5M
  • Flexible repayment period of up to 72 months (6 years).
  • Open to salaried individuals working for government institutions & companies with a check-off agreement with KCB.

Standard Requirements

  • Must have had an account with KCB for at least 3 months
  • Original and copy of National ID or passport
  • Employment card (where applicable)
  • Latest 3 Months pay slips (original)

Rates & Fees

  • Maximum repayment period is 72 months (6 years).
  • Interest rate of 13% (CBR rate 9% plus Bank Variable margin of 4%).
  • Negotiation fees of 2.5%.
  • Other fees e.g. insurance premium to be advised by the personal banker at your branch. 


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