Transactional Accounts
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Bankika Business

Perfectly tailored for start-up businesses, the Bankika Business account offers services such as facilities with friendly rates and round the clock access to banking in order to help you scale your biashara.


Sole proprietorship

  • Valid Kenyan ID or passport
  • Your KRA PIN certificate


  • Valid Kenyan ID or passport
  • KRA PIN certificates of each partner
  • Partnership deed/partnership resolution indicating signatories and signing mandate

Limited Liability Company

  • Valid Kenyan ID or Passport
  • KRA PIN certificate
  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Directors resolution to open an account in KCB
  • Audited books of account for a business that has existed for more than one year

Documentation Fee & Service Fee*

  • Zero monthly maintenance fee
  • Zero minimum operating balance
  • Visa Debit card at - Kes 430
  • ATM withdrawal charge - Kes 30
  • Over the counter withdrawal charge - Kes 200

*Charges are not inclusive of tax

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