Is it high time you acquired that asset or do you have an investment opportunity that you just can’t pass up? The Personal Secured Loan will help you get started and with flexible repayment periods up to 72 months. All you need is to have an active KCB account for a minimum of 3 months, and requisite security including title deeds, logbooks, share certificates, among others.
Secured personal loans are available to both salaried and self-employed individuals
Flexible repayment periods
Get repayment periods that match your needs, up to 72 months (6 years).
Higher Loan limits
Loans limits based on the maximum value of your security
What We Need From You*
Valid Kenyan ID or passport
Latest Original Pay slips
Proof of source of income for self-employed individuals
*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords. Remember, PIN yako siri yako.
Rates & Fees*
Interest rate - 13% (CBR rate of 9% plus Bank variable margin of 4%)
Negotiation fees - 2.5%
*Charges are not inclusive of tax
Interested in Personal Secured Loan or have a question?
