For a Small Business
Interested in:

Bankika Business

Perfectly tailored for start-up businesses, the Bankika Business account offers services such as loans with friendly rates and round the clock access to banking in order to help you scale your biashara.



Please bring original and copies of

Sole proprietorship

  • Valid Kenyan ID or passport
  • Your KRA PIN certificate
  • A good quality passport photo


  • Valid Kenyan ID or passport
  • KRA PIN certificates of each partner
  • A good quality passport photo
  • Partnership deed/partnership resolution indicating signatories and signing mandate

Limited Liability Company

  • Valid Kenyan ID or Passport.
  • Quality passport photo
  • KRA PIN certificate
  • Certificate of incorporation
  • Memorandum and Articles of Association
  • Board of Directors resolution to open an account in KCB
  • Audited books of account for a business that has existed for more than one year

Account Rates & Fees*

  • Zero monthly maintenance fee
  • Zero minimum operating balance
  • Debit Visa card - one-off fee of Kes 430
  • ATM withdrawal charge - Kes 30
  • Over the counter withdrawal charge - Kes 200

*Charges are not inclusive of tax

Interested in Bankika Business or have a question?

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