Shariah-Compliant Business Current Account for Everyday Transactions

The KCB Sahl Business Current Account is a Shariah-compliant checking account designed for businesses that need convenient access to funds, cheque payments and straightforward day-to-day money management.

Available in Kenya Shillings and selected foreign currencies, the account gives businesses flexibility to manage operating funds with no minimum operating balance or maximum balance restriction.

Features

Local and foreign currency banking

Operate in KES or selected foreign currencies.

Cheque access for business payments

For supplier payments and other formal transactions.

No minimum operating balance

Manage funds without maintaining a minimum balance.

No maximum balance

Keep the balance your business requires.

Convenient money management

A central place for business receipts and payments.

Statements available

Available at regular intervals to support reconciliation.

What We Need From You*

  • Relevant business registration i.e. Certificate of Registration/Incorporation.
  • Copy of Partnership deed.
  • Copy of PIN Certificate.
  • Minimum opening balance - Kes 1000.
  • National Identification Card.
  • Adequate introduction.

Rates & Fees*

  • Minimum Operating Balance - Nil.
  • Maintenance Fee per month - Kes 300.
  • ATM Card - Kes 430.
  • ATM Withdrawal - Kes 30.
  • Cash handling -
    • For amounts up to Kes 500,000 - Nil.
    • From Kes 500,001 and above - 0.2%.
  • Counter Withdrawals - Kes 200.
  • Cheque book - Kes 17.50 per leaf.
  • Bankers cheque - Kes 200.
  • STO-Applicable as per our standard rates.
  • EFT/Salary Processing - Kes 100.
  • Bulk Coin Deposit - Kes 200.
  • Ledger fees - Kes 350 per month.
  • Withdrawal against uncleared cheque. Charge at 3% with a minimum of Kes 300 - Kes 300.

*Charges are not inclusive of tax. Rates, fees, charges and product terms may change. Please refer to the latest KCB tariff guide or speak to a KCB representative before applying.

It is a Shariah-compliant checking account for businesses that need regular access to funds, cheque payments and everyday transaction support.

It can suit sole proprietors, partnerships and registered businesses that need a current account for operating funds and regular payments.

Yes. Cheque services are available for eligible business transactions.

Yes. The account is available in Kenya Shillings and selected foreign currencies.

The minimum opening balance is KES 1,000, giving you an accessible starting point for opening a business current account.

No. The minimum operating balance is nil, giving your business flexibility to manage funds without keeping a set amount tied up in the account.

You may need identification, KRA PIN, adequate introduction and business documents depending on your business structure.

Request a callback or visit a KCB branch. We will confirm the documents, currencies and applicable charges.

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