Tailor-made for You!

Discover specialized financial solutions designed for farmers and agribusinesses, including dedicated Farmers’ Accounts, Crop Loans, Farm Asset Loans, and Dairy & Livestock Loans—empowering you to grow, invest, and sustain your agricultural ventures.

Agribusiness Solutions

Farmers' Account

This is an account targeting small holder farmers. It is designed to take into consideration the cyclical nature of farmers’ income.

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Access to Mobile Banking.

No ledger fees, maintenance fees and minimum operating balance.

Eligible to access agribusiness loans.

No cash deposit or cheque handling charges.

ATM withdrawal of Kshs.30/=

Dairy Loan

This is a loan product designed to cater for the needs of dairy producers and other actors in the dairy value chain by providing finances for working capital and herd improvement.

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Flexible Repayment Periods

Loan repayment duration up to 24 months for Dairy Herd Improvement Loan and Loan repayment duration up to 36months for Dairy Installment Loans.

Minimum Loan Amount

Minimum loan amount of Kes 50,000.

Agribusiness Asset Financing

This is a loan facility that enables customers to purchase commercial and farm machinery and equipment such as green houses, irrigation kits, oil processing equipment, chaff cutters, tractor implements, trucks for transport produce e.g. cereals, milk etc.

View Agribusiness Asset Financing Details

Maximum Loan Amount

Loan amount of up to 250M.

Customer to contribute 20% of the total loan requirement

Customer to contribute 20% of the total loan requirement. Bank to provide 80%.

Contribution for new assets and tractors

20% contribution for new assets, 30% for new tractors.

Loan duration up to 36-60 months

Loan duration up to 60 months, 36 months for tractors.

Contribution for used assets and tractors

20% contribution for used assets, 40 % for used tractors.

Insurance services

Get access to insurance services.

Horticulture Loan

This is a greenhouse and irrigation Kits financing product offered in collaboration with two companies namely Hortipro Company Limited and Amiran-Kenya Limited. These partner companies provide expertise in installation.

View Horticulture Loan Details

High Loan Amount

Loan amount of up to Kes 250 million.

Flexible Repayment Period

Loan Repayment Duration up to 36 Months.

Tangible Security for Loans

Loans above 1 million must have tangible security.

Crop Insurance

Crop Insurance offered by KCB Insurance.

Low Contribution by Farmer

10% contribution by the farmer.