Payment Services

i-Bank

Go online on the go

Process payments on the go with our secure and dynamic web-based internet banking service that works whenever, wherever. With dedicated Android & iOS, multi-user access, Forex, integration with your payroll system and so much more, i-Bank is designed to simplify all your work payments.

i-Bank gives you:

• Statutory single & bulk Payments (KRA Tax, SHA, eCitizen & NSSF).
• Single & bulk Bill Payments (KPLC, Nairobi, Water, Zuku, DSTV).
• Airtime & Float Purchase (Safaricom,Telkom, Airtel & Mpesa Float).
• Integration with ERP platforms.
• Account balances, Statements, Loan Repayment and Balances.
• Credit card management.

Quickpay

Process payments quick and easy

Get access to the KCB globally acclaimed payment system and process bulk payments in an easy, secure and efficient manner.

Quickpay gives you:

• Freedom to initiate, verify and authorize transactions from any computer.
• Seamless and secure processing capabilities for high volume transactions.
• Flexibility to schedule file processing at your convenience.

Straight Through Processing-Host to Host and API

Cut down transaction time

Initiate transactions and have them processed quickly, without having to use internet banking. Our Host-to-Host service integrates with your ERP or payroll system to effect payments effectively and sends you reports securely in a Straight Through manner.

Straight-Through Processing gives you:

• Direct payments without needing internet banking resources.
• Effortless processing of high-volume payments.
• Automated payment processing with reports.
• File encryption and secure VPN.
• Integration into most ERP systems.
• Extra security with IP Whitelisting capability.
• Tax & Bill payments.
• Single and Bulk payments.
• Realtime End to end payment processing and reconciliation.

Dividends Disbursement

Automate your disbursements

Let us help you process your dividend payments to your shareholders and make payments effective and efficient. Disburse via EFT, PesaLink, RTGS, International Payments, Mobile Wallets and Cheques.

Our Dividends Disbursement service gives you:

• Support in handling the entire payment process on your behalf.
• Use of all payment platforms to disburse.
• Elimination of reconciliation challenges.

Cash-in-Transit: Cash Withdrawal Service

Move your cash in peace

Transporting cash? Don’t take the risk. We work with highly qualified Cash-In-Transit partners to move money from your business premises securely and helps you receive payments faster and more efficiently.

Electronic Funds Transfer (EFT)

Quick and easy inter-bank transactions

If you’re sending funds across banks, choose our Electronic Funds Transfer solution. Process employee salaries, dividends, allowances and pay suppliers across banks at the touch of a button. For transactions less than Kshs. 1 Million, enjoy next-day credit across the bank.

Real Time Gross Settlement (RTGS)

Instant money transfer, from anywhere

Making large local or foreign transactions? Transfer your funds right from your computer without the hassle. Enjoy immediate and secure clearing for your high value transactions and make payments easy.

East African Payment System (EAPS)

Transfer money across East African borders

East African Payment System (EAPS) helps you transfer funds across East African banks and local currencies fast. Transact real-time between 8:30am to 4:00pm on Monday to Friday excluding public holidays.

Mobile Phone Money Transfer Services

Easy money transfer, in the palm of your hand

Need to transfer funds on the move? Our mobile phone money transfer solution helps your send money using popular payment instruments including M-Pesa, Airtel Money, Vooma and TCash.

Pesalink

Transfer across banks in realtime, anytime

With Pesalink, enjoy bank-to-bank transfers that won’t break your budget in 24 hours or less. Transfer local currency below Kshs 1M quickly and affordably for when you need to get things done fast.

International Transfer

Bank across borders

Does your business need to make transactions outside of the country? Make them fast and secure with SWIFT Transfer, from anywhere in the world directly from your bank account.

Internal Transfers

KCB transfers in minutes

If you’re making transfers within KCB for supplier payments, employees, Tax and more, do it within the KCB ecosystem through with no down time.

Statutory and Bill Payments

KCB gives you the flexibility to pay your statutory payments or bills either as single payments or as bulk payments thus giving you efficinecy no matter the number of payments. r. Payments will be updated in a real-time manner saving you the hassle for followup

Standing Orders

Automate your payments in a flash

Set up a Standing Order so you never forget a payment. For recurrent payments like your bills, this is the perfect solution, so you don’t have to constantly issue instructions.

Remote cheque capture is a self-service banking solution offering to enable cheque processing via remote cheque scanners deployed at client’s premises.

The solution cuts down time taken in delivery of cheques to bank resulting in faster actualization of credit.

Value proposition of Remote Cheque Capture Solution to our customers

• Clearing Speeds are enhanced due to elimination of physical cheque delivery (time) to the bank.
• 24 Hrs Access. Our customers can easily plan and control the process.
• Customers decide on the narration thus reduction of processing errors.
• Reduced cost of processing cheques.
• Alerts on bounced cheques.
• Free scanning Units.

This solution comprises of a Cash Depositor (CDM) machine that is integrated with the core banking to give the customer instant credit once a deposit is done at the machine.

• Our customers get instant value for all deposits into the CDM machine at no extra cost.
• KCB has made it convenient for customers by partnering with CIT companies to repatriate the cash in the machine and service the machine.
• KCB has Partnered with Major CIT Companies and Integrated where customers can Lease or Purchase CDM machine and enjoy the service within shortest time.