Are you a small-scale business owner looking to grow your business?

KCB Bank offers tailor made solutions designed to meet unique needs of your micro business. These involves offering a wide range of products, services and platforms to both registered and nonregistered businesses. We are poised to grow your business through financial inclusion, capacity building and business networking. These comes with unlimited access to a variety of banking channels offering convenience required to grow your business.

Micro Banking Solutions

Bankika Business Account

Transactional Account for Individual business customers. A nil monthly charge transaction account suitable for individual business owners that allows unlimited deposits and withdrawals through any of the KCB banking channels.

View Bankika Business Account Details

Zero Monthly Charges

Nil monthly maintenance charge or ledger fees.

Unlimited Deposits and Withdrawals

Enjoy Unlimited deposits and withdrawals.

24/7 Banking

Connection to Mobi and iBank.

ATM Card

Access to ATM card.

Access to KCB Micro Loans

Access to KCB Micro loans for business improvement.

Safe and Convenient Transactions

Connection to Lipa na KCB for safe and convenient transactions.

Entrepreneurs Account

Current account for business owners either as individuals or enterprises. A nil monthly charge current account with the option of a cheque book suitable for business enterprises that allows unlimited deposits and withdrawals through any of the KCB Bank channels.

View Entrepreneurs Account Details

Low Cost Account

No ledger fees, maintenance fees and minimum operating balance.

Flexible and Easy Access

Connection to Mobi and iBank.

Access to KCB Micro Loans

Access to KCB Micro loans for business expansion.

ATM Card

Access to ATM card.

Safe Transactions

Connection to Lipa na KCB for safe transactions.

Access to Cheque Book

Access to cheque book at kes 14.50 per leaf.

Tuungane Current Account

Current account for registered groups. A nil monthly charge current account suitable for registered groups that allows unlimited deposits and withdrawals.

View Tuungane Current Account Details

Zero Monthly Fees

Nil monthly maintenance or ledger fees.

Connection to iBank

Access to mobile banking through PayBill 522522, and internet banking.

Club Membership

Eligibility for KCB Biashara Club membership, with benefits including international trips and express counter services.

Capacity Building

Free financial and investment advisory/training done quarterly.

Access to Tuungane Investment Loan

Access to Tuungane investment loan of up to kes 250 Million for capital projects (The group must convert to a limited liability company for the purpose of borrowing).

Access to Cheque Book

Access to cheque book at KES 17.50 per leaf.

Bodaboda/Tuktuk Loan

Loans for the purchase or motorbikes or tuktuks. Loan of up to Kes 1,000,000 for the purchase of motorbikes and up to Kes 10 million for the purchase of tuk-tuks. It can either be a single unit or a fleet.

View Bodaboda/Tuktuk Loan Details

The Asset Purchased is Used as Security for the Loan

The boda boda/tuktuk will be used as security for the loan.

Flexible Repayment Periods

Flexible repayment period of 24 months for motorbikes and 36 months for tuk-tuks.

Only 10% Contribution from the Borrower

10% of the contribution towards purchasing the asset will come from the borrower/client.

Flexible Repayment Channels

This loan has flexible repayment channels available.

Sacco Members Can Co-guarantee Each Other

Members in a sacco can co-guarantee each other in this loan.