Platinum Banking

Staying liquid, great rewards and safety while transacting. Enjoy the financial liberty that comes with cash in a card.

We pride in a robust and innovative mobile banking platform which has revolutionized banking for our customers. Pay your utilities, get loans, buy airtime, send and receive money, and access other banking services conveniently, all at the palm of your hand.

Our Internet Banking is safe and secure, offering convenience while giving you control over your finances anytime and anywhere. Pay your utilities, transfer money to other accounts and access your statements at the comfort of your internet enabled device.

Access secured (by cash, property or government securities) and unsecured loans at preferential rates as well as mortgages, overdrafts, and asset-based financing

Get an easy loan of up to Kes 4 Million with no security, and a repayment period of up to 48 months (4 years). Available to salaried individuals with an active KCB account for a minimum of 3 months, and you’re all set for a quick loan.

With our Personal Secured Loan, you can borrow up to any amount you need, with the flexibility of a repayment period extending up to 120 months (10 years).

We are your partner in ensuring your productivity. If your business is one that requires movable assets to operate, then this is the perfect product for you. We’ll help you purchase motor vehicles such as trucks, heavy commercial vehicles and school buses, as well as plant machinery, agricultural, medical and construction equipment, among others.

Get a check off loan as a government employee, or a company that has an agreement with KCB Bank. The check-off loan of Kes 20,000 up to Kes 10 Million, is repayable in up to 120 months (10 years), with monthly repayments remitted by your employer.

Targets those who have existing, viable, developed & unencumbered security of which the bank can charge and lend against. Key factors are current OMV of the security & repayment ability. Max LTV is 80% & 90% of OMV if security is commercial and residential respectively. Loan tenure is dependent on purpose.

Start saving for your next big goal today and watch your money grow with attractive, competitive rates designed to help you reach your dreams faster!

Enjoy competitive interest rates with our fixed deposit accounts from Kes 500,000 for 3 months, 6 months or 1 year.

Let’s help you nurture the value of growing wealth in our little ones.

Designed with your financial security in mind, Simba Savings Account offers a safe place to grow your money while benefiting from competitive interest rates. A smart choice for safeguarding your future.

Affordable financing to help you invest, purchase assets or scale up as you pursue your dreams.

Enjoy access to exclusive offers and discounts on travel, home and lifestyle brands, shopping and more thanks to specially selected partnerships with local and international vendors.

Get rewarded every time you transact with your credit or debit card, use KCB Mobi on * 522 #, bank online with KCB i-Bank, use KCB Mobile App, deposit money at any KCB Bank agent, process your salary, or even take a loan, mortgage or insurance cover.