Designed Just for You!

Small and Medium Enterprises (SMEs) are the backbone of economic growth, and banks play a pivotal role in their success. Our tailored SME solutions provide access to financing, streamline cash flow management, and empower businesses to grow and scale with confidence.

SME Solutions

Entrepreneurs Account

Grow your business with KCB Entrepreneurs Account.

View Entrepreneurs Account Details

Relationship Management

Dedicated Relationship Managers in all KCB branches for support and guidance.

Access to Business Loans

Access business loans based on account cash flow and need.

Availability of Various Currencies

Various currencies available for the transactional and current accounts i.e. KES, USD, EUR and GBP.

Convenience

Transact through other channels: Mobile & internet banking, pay bill and Lipa Na KCB one till for collection purposes.

SME Secured Loan

Working capital loan for stocking and business expansion which is available to both KCB and non-KCB customers.

View SME Secured Loan Details

Flexible Repayment Period

A tenue of up to 36 months for working capital and 60 months for capital expenditure.

Top-Ups

Top-up allowed based on ability and business need.

Flexible Collateral Requirement

Various forms of collateral allowed which includes legal charge, a joint registration of logbook, cash cover, pledge or guarantee.

Convenience Repayment Modalities

Monthly and termly payments allowed.

Guarantees

The Bank finances different forms of Guarantee which includes Bid/Tender Bonds, Performance, payment and financial guarantee & shipping guarantee. Also included are Custom and Transit bonds.

View Guarantees Details

Convenience Tenure

A tenue of up to 12 months with an automatic renewal on customer’s request.

Flexible Collateral

Various forms of collateral are allowed, legal charge, logbook, cash cover, debentures, stock etc.

Competitive Pricing

A negotiated pricing dependent on amount and risk factor.

Fixed Deposit Account

Grow your savings with Fixed Deposit account. The business can save specific amount within a specified period at an agreed rate.

View Fixed Deposit Account Details

Negotiated Interest Rate

A negotiated rate is offered based on amount and tenure.

Application as Collateral for Loan

The fixed amount can be used as collateral to access loan at a negotiated interest rate.

Guaranteed Returns

The Society or Association is guaranteed a predetermined return based on agreed interest rate.

Tenure

A varied tenure of up to 12 months with automatic renewal on request.