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Overdraft facility to support businesses which is applied for through mobile phone. The Bank assigns a limit to customer based on banking’s.

Benefits

Convenience

Acceptance of product Terms and condition is through USSD *520#.

Easy Access Of Funds

Upon acceptance of terms and condition funds are credited to account and can accessed through all KCB channel.

Flexible Repayment Period

Overdrawn account position to be regularized within 30 days.

What We Need From You*

  • Business proceeds to have been channeled through KCB account for a minimum 12 months.
  • Internal limit assignment based on account cash flow.
  • Acceptance of terms and conditions via mobile phone *520#.

Rates & Fees*

  • Pricing: Risk based pricing i.e. Banks variable base rate {currently 15.6%} plus a risk margin.
  • Credit Life: 0.068% per month.

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