Community Account for NGOs, Charities and Religious Organisations

The KCB Sahl Community Account is tailored to non-profit organisations, charitable and religious bodies that manage donations, collections, project funds and operating expenses.

With zero minimum operating balance and nil ledger and maintenance fees, the account helps registered associations, NGOs, committees, mosques and masjids manage community funds while keeping routine banking costs low.

Features

Designed for community organisations

Tailored to associations, NGOs, mosques and masjids.

Zero minimum operating balance

Manage donations and project funds freely.

No ledger or maintenance fees

More funds available for programmes and operations.

Manage collections and payments

For donations, supplier payments and operating expenses.

Cash handling support

Nil up to a threshold, then a percentage charge applies.

Formal account governance

Operate through authorised signatories and organisation documentation.

What We Need From You*

  • A registered Association, Church, NGO, Committee, Mosque or Masjid.
  • A letter of introduction from the main body or HQ.

A KCB representative may contact you for further information in line with KYC requirements. KCB will never ask you for your PIN or password.

Rates & Fees*

  • Opening balance - Kes 1000.
  • Minimum operating balance - Nil.
  • Ledger fees and maintenance fee - Nil.
  • Cheque book - Kes 8.50 per leaf.
  • Over the counter withdrawal charge - Kes 200.
  • Bankers cheque - Kes 200.
  • EFT/Salary Processing - Kes 200.
  • Cash handling -
    • For amounts up to Kes 500,000 - Nil.
    • From Kes 500,001 and above - 0.2%.

Rates, fees, charges and product terms may change. Please refer to the latest KCB tariff guide or speak to a KCB representative before applying.

Registered NGOs should prepare registration documents, authorised signatory information and an introduction letter where required. The KCB Sahl Community Account is designed as an option for registered NGOs needing a practical current account for donations, collections and operating expenses.

Religious bodies need an account that supports collections, payments, withdrawals and clear governance. The KCB Sahl Community Account is positioned for registered religious organisations that want to manage funds transparently.

Yes. Registered mosques and masjids are eligible, and the Sahl Community Account can support the management of community funds, donations and expenses for these organisations.

It's an account used by associations, NGOs, religious bodies, charities or committees to manage funds, payments and operational expenses. The KCB Sahl Community Account is the Sahl option built for this purpose.

You'll typically need proof of registration as an association, NGO, committee, mosque or masjid, and a letter of introduction from the main body or headquarters. Confirm any additional KYC, signatory or resolution documents with KCB.

Yes. The KCB Sahl Community Account has a nil minimum operating balance, nil ledger fee and nil maintenance fee, with an opening balance of KES 1,000. Confirm current transaction charges with KCB before applying.

Yes. The account includes cheque book access at KES 8.50 per leaf, useful for formal payments and record keeping. Confirm current pricing with KCB before applying.

Yes. The account is suitable for registered organisations that need to manage community funds, including collections, donations, project expenses and payments.

Listed charges include a KES 1,000 opening balance, nil minimum operating balance, nil ledger and maintenance fees, a KES 200 over-the-counter withdrawal charge, bankers cheque and EFT/salary processing fees, and cash handling charges above KES 500,000. Confirm the current tariff with KCB before opening the account.

Request a callback through the product page or visit a KCB branch. A representative can confirm documentation, signatory requirements, charges and the account-opening process.

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