Safaricom Dealer Financing for Dealership Growth
The KCB Sahl Safaricom Dealer Facility is designed for eligible Safaricom dealers who need Shariah-compliant business financing linked to their dealership operations, Safaricom relationship and commission performance.
Structured under Liquidity Murabaha Financing or Murabaha, the facility supports approved dealership financing needs. For approved customers, facility proceeds are credited directly to the Safaricom account, aligning the financing process with the dealership relationship.
Assessed on your Safaricom relationship, commission history and business profile.
Recent commission performance informs the financing decision.
Approved proceeds go straight to your dealership account.
For authorised dealers with the required documentation.
After 50% repayment, or 12 months' good track record.
Structured under Liquidity Murabaha Financing or Murabaha.
A KCB representative will guide you through the applicable requirements and assessment. KCB will never ask you for your PIN or password.
Rates, fees, charges and product terms may change. Please refer to the latest KCB tariff guide or speak to a KCB representative before applying.
KCB offers the Sahl Safaricom Dealer Facility, linked to dealership operations, commission performance and Safaricom relationship.
Business financing for authorised dealers, assessed using dealership relationship and commission performance.
Yes. The facility is structured under Liquidity Murabaha Financing or Murabaha.
A six-month Safaricom relationship, qualifying residual commissions, six months of commission statements, an existing KCB account, a dealership contract and applicable KYC and verification information.
Yes, for the last six months, supporting assessment of recent dealership commission performance.
Required for financing above KES 5 million.
Credited directly to the Safaricom account for approved customers, rather than as a cash disbursement.
A competitive profit rate and a 3% documentation fee, plus applicable insurance premiums.
May be considered after repayment of up to 50% of the facility amount, or a good repayment track record over the previous 12 months.
No. Approval also depends on your dealership relationship, documentation, financial position and KCB account relationship.
The Agent Facility is positioned around agent needs such as M-PESA float purchase and agency expansion. The Dealer Facility is designed for authorised dealership businesses, assessed using dealer commission history and documentation.
Request a callback through the product page. We'll guide you through dealer qualification, commission documents and the financing process.