Shariah-Compliant Business Account for Young Entrepreneurs
Starting and growing a business calls for an account that keeps everyday banking simple and affordable. The KCB Sahl Bankika Business Account is a Shariah-compliant transactional account designed for young entrepreneurs and individual business owners who need flexible access to their money.
With unlimited deposits and withdrawals, no monthly maintenance or ledger fees and access to KCB digital banking, the account helps you receive business income, make payments and manage day-to-day transactions.
Manage daily sales, supplier payments and expenses freely.
Qualifying facilities to support business growth.
Manage your business through KCB digital platforms.
Keep routine account costs low.
Convenient cash access, subject to applicable charges.
An accessible opening balance for young entrepreneurs.
A KCB representative may contact you for further information in line with KYC requirements. KCB will never ask you for your PIN or password.
Rates, fees, charges and product terms may change. Please refer to the latest KCB tariff guide or speak to a KCB representative before applying.
A Shariah-compliant transactional account for young entrepreneurs and individual business owners, with unlimited deposits and withdrawals, digital access and no monthly maintenance or ledger fees.
Bankika Business offers a low opening balance, nil monthly maintenance and ledger fees, and flexible access to business funds.
Yes, making it suitable for businesses with frequent cash-flow needs.
No. Transaction-specific charges may still apply for services like ATM or over-the-counter withdrawals.
Yes. The account gives you access to KCB digital platforms.
Yes, at the applicable one-off charge, with ATM withdrawal charges applying when used.
The account provides access to qualifying micro facilities, subject to eligibility, affordability and KCB assessment — not automatic.
KES 100, with a nil minimum operating balance after opening.
A valid Kenyan ID or passport, your KRA PIN certificate and a passport-size photograph. KCB may request additional business or KYC information.
Request a callback or visit a KCB branch. We'll guide you through identification, KYC information, charges and account-opening steps.
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