Advantage Banking

Be life ready with the KCB Gold Credit Card, with eligibility for both KCB and non-KCB customers. Perfect for individuals looking for higher credit card limits of Kes 200,000 and above; Go for gold!

We pride in a robust and innovative mobile banking platform which has revolutionized banking for our customers. Pay your utilities, get loans, buy airtime, send and receive money, and access other banking services conveniently, all at the palm of your hand.

Our Internet Banking is safe and secure, offering convenience while giving you control over your finances anytime and anywhere. Pay your utilities, transfer money to other accounts and access your statements at the comfort of your internet enabled device.

Our mortgage loan enables you to buy or build your dream house, develop property for letting as well as buying land and plots while enjoying the best mortgage rates in Kenya. We can also help you purchase and develop commercial properties.

For existing mortgage customers, you can apply for a top up of your loan with our Mortgage Plus product. Our Home Loans are available at all KCB Branches countrywide.

Targets those who have existing, viable, developed & unencumbered security of which the bank can charge and lend against. Key factors are current OMV of the security & repayment ability. Max LTV is 80% & 90% of OMV if security is commercial and residential respectively. Loan tenure is dependent on purpose.

Get an easy loan of up to Kes 4 Million with no security, and a repayment period of up to 48 months (4 years). Available to salaried individuals with an active KCB account for a minimum of 3 months, and you’re all set for a quick loan.

With our Personal Secured Loan, you can borrow up to any amount you need, with the flexibility of a repayment period extending up to 120 months (10 years).

We are your partner in ensuring your productivity. If your business is one that requires movable assets to operate, then this is the perfect product for you. We’ll help you purchase motor vehicles such as trucks, heavy commercial vehicles and school buses, as well as plant machinery, agricultural, medical and construction equipment, among others.

Start saving for your next big goal today and watch your money grow with attractive, competitive rates designed to help you reach your dreams faster!

Let’s help you nurture the value of growing wealth in our little ones.

Affordable financing to help you invest, purchase assets or scale up as you pursue your dreams.

Enjoy access to exclusive offers and discounts on travel, home and lifestyle brands, shopping and more thanks to specially selected partnerships with local and international vendors.

Get rewarded every time you transact with your credit or debit card, use KCB Mobi on * 522 #, bank online with KCB i-Bank, use KCB Mobile App, deposit money at any KCB Bank agent, process your salary, or even take a loan, mortgage or insurance cover.