PesaLink

PesaLink is the easiest way for people and businesses to transfer money instantly account-to- account 24/7/365. You can use your KCB online banking, bank mobile app or USSD to do a bank transfer directly to a bank account in any bank and you don’t need to move funds to mobile money.

All your PesaLink transactions appear in your bank statements, or the transaction history on your online banking and mobile app.

PesaLink is the instant and secure way to pay from account-to-account. Just follow these 5 easy steps:
Open your online banking, mobile app or USSD and select PesaLink from the menu.
Choose from the ‘send to phone’ or ‘send to account’ options.
Enter the phone number or account details, the amount, and a reference.
Confirm the name, total amount and transaction fee and then make the payment.
Check the instant notification (on SMS or App) on the transaction status. Contact your bank immediately if it doesn’t look right.

PesaLink is the instant payments network offered by banks. With PesaLink you can affordably move funds account-to-account, instantly. You can use your online banking, bank mobile app or USSD to transfer – and you don’t need to move funds to mobile money.

The PesaLink network can process transactions from Kes 10 to Kes 999,999. You may have other limits in your account security settings. Contact your bank to increase your daily transaction limits if you need to.

If you’re a business account holder at one of our partners, you can use PesaLink for any instant account-to-account payments to people and businesses i.e. paying rent, school fees, salary payments, NHIF payments, E-citizen payments, supplier payments and any other business payments.

PesaLink is designed to be more affordable than other forms of digital payments. Fees will vary by the amount and are determined by the bank. There’s the added value of instant settlement and fewer intermediaries.

You can use PesaLink for any instant account-to-account transactions to people and businesses anytime even after the bank is closed, on weekends and public holidays.

With PesaLink’s easy steps, mistakes are rare. If you make a mistake or see a payment that you don’t recognise, contact your bank immediately.

You do not need an app. You access PesaLink via your KCB online banking, bank mobile app or USSD.

Most leading banks offer bulk payments to their business customers. With PesaLink these can be sent account-to-account any time, day or night. There is the added value of instant settle- ment and fewer intermediaries.

We are in discussions with our partners and the regulator about opening the PesaLink platform for several new instant account-to-account payment types. We will provide further updates as soon as we can.