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Gold MasterCard

Be life ready with the KCB Gold Mastercard; with eligibility for both KCB and non-KCB customers and a limit of Kes.50,000 and above. Fuel your car, eat out at a restaurant, pay for shopping at the supermarket; whatever you need to pay for; pay with your KCB Gold Mastercard.

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Gold MasterCard

Benefits

Benefits

Interest free period

Interest free period

Enjoy 45-days interest free period on your card

Flexible repayment options

Flexible repayment options

Flexible repayment options of between 10% to 100% of the outstanding balance

Exclusive Discounts

Exclusive Discounts

Enjoy discounts at 200+ KCB merchants, when you pay with your Gold card

Exclusive Memberships

Exclusive Memberships

Automatic memberships to the visa business club

Get rewarded

Get rewarded

Earn Simba points that you can redeem for airtime, money, and amazing deals

Secure Transactions

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure

What We Need From You*

  • Kenyan national ID or passport
  • KRA PIN
  • Duly filled credit card application form
  • Bank statements for the last 6 months if self-employed – average turnover of between Kes. 50,000 and Kes. 199,999.
  • 3 Months’ salary account bank statement
  • Latest pay slip – minimum net salary of between Kes. 50,000 and Kes. 199,999.

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

Rates & Fees*

  • Joining fee Kes 4000 waived 
  • Annual fee - Kes 4,000/=
  • Monthly fee - 3.5% of total amount due
  • Cash advance fee - 6% of amount accessed
  • Late payment fee - 5% of outstanding balance
  • Over limit fee - Kes 1,000
  • Card replacement fee - Kes 1,000
  • Supplementary Fees - Kes 1,000
  • Minimum repayment - 10% billed amount

*Charges are not inclusive of tax

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