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Overdraft Facilities

Whether you require temporary overdraft facilities for one-off situations or an annual facility for businesses requiring working capital throughout the year; this facility gives you increased liquidity for your business, allowing to replenish your work capital as needed, thereby running your business smoothly.



What we need from you*

  • Director’s personal guarantees (mandatory for companies)
  • 3 years’ audited accounts for amounts over Kes 5M or management accounts if 6 months have lapsed since the date of the last audit.
  • Customer's physical location which will be verified through continuous visits.

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords.  Remember, PIN yako siri yako.

Rate Fees*

  • Competitive rates

*Charges are not inclusive of tax

Digital Overdraft Facility Terms and Conditions

Interested in Overdraft Facilities or have a question?

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