• Currency Account

    KCB customers can hold a foreign currency account as a savings, current or fixed deposit investment account. The foreign currencies accommodated in this account are USD, Sterling Pound, Euro, South African Rand, among others.


    • Fee incoming SWIFT transfers
    • Low account maintenance fee of US$7 per month for balances below US$1,000.
    • Free cash deposits to foreign currency accounts up to US$10,000.
    • Foreign currency withdrawals at selected KCB Quick serve ATMs.
  • Swift Transfers

    If you conduct business across borders or have family overseas, then the Swift Transfer service is what you need. You can send and receive money into your account from anywhere in the world swiftly and safely.

    Transactions of USD 10,000 are supported by the necessary documents before they can be effected.


    • Service is available for major world currencies
    • A flat fee is charged regardless of amount being transacted
    • No charge for incoming SWIFTs into foreign currency accounts
    • Beneficiary’s account is credited instantly upon receipt of remittances
  • Forward Contracts

    (Foreign Exchange Forward Contracts; Par-Forwards, Flexi-Forwards and Outright-Forwards)

    You can trade currency at a special rate at no extra cost. Get into a special arrangement with our treasury team, and trade at a specified exchange rate for settlement up to 180 days (6 months) into the future.

    This way you’re protected from the fluctuating exchange rates between the date of the established deal (deal date) and the date of actual delivery of funds (value date).

  • Dual Currency Deposits

    Dual Option Currency Deposits (DOCUs) earn our clients a higher return on investment by providing a fixed rate of interest above what is paid out by a traditional money-market investment with no capital protection. The standard period of tenor is one to three months.

  • Purchase/Sale of Foreign Currency

    Traveling abroad or did you just come from a trip overseas? Buy or sell foreign currency over the counter in any of our KCB branches and enjoy the best currency exchange rates in Kenya today.


    • Service is available for all major world currencies i.e. USD, Euro, Sterling Pound, etc.
    • Flexible foreign currency exchange rates for amounts above USD 2,000.
    • No commission charged for transactions below USD 40,000
  • Traveler’s Cheques

    Traveler’s Cheques help you make cashless payments safely and comfortably during your travels. They are a safety measure against transacting in hard currency.

    KCB only accepts American Express Travelers’ Cheques presented by KCB account-holders.


    • They are widely accepted and can be encashed anywhere in the world
  • Swaps

    Use a Swap while conducting business internationally. It is a banker’s cheque that can be cashed in a foreign currency.


    • Allow you to mitigate the exchange and interest rate risks while financing and trading in foreign currency.
    • Valuable for long-term hedging of translation risk
  • Drafts

    This is the perfect payment solution if you’re looking to make a purchase from overseas, pay for medical expenses or even further your studies.

    A banker’s cheque is denominated in foreign currency, making your payments more seamless.


    • Transact in all major currencies
    • Pay for various services abroad i.e. fees at an educational institution, medical expenses, commodity purchase, etc.