BANK

For Agri-Business

Interested in:

 

  • Asset Financing

    Let us help you acquire farm equipment and grow your output. KCB asset financing enables you to purchase commercial and farm machinery and equipment such as green houses, irrigation kits, oil processing equipment, chaff cutters, tractor implements, trucks for transport produce.

    Benefits

    • High loan limits

      Get financing up to Kes 250 Million
    • Flexible repayment period

      Repay your loan within your desired duration up to 60 months, and 36 months for tractors
    • Includes insurance

      Enjoy insurance on your acquired assets offered by KCB insurance

    What we need from you

    • Past crop production records
    • Projected cash flow
    • Suitable security requirements
    • Must have been in production for at least two crop cycles

    Loan Rates & Fees*

    • Loan tenor pegged on crop cycle
    • Loan repayment by bullet
    • Interest charge - CBR+4%
    • Negotiation charge - 3%

    *Charges are not inclusive of tax

  • Biodigester Loan

    We’re here to support your venture into environmentally friendly farming solutions with the Bio-digester loan up to Kes 250 Million. In addition, our partnership with Kentainers helps you acquire biogas systems and installation expertise.

    • High loan limits

      Get financing up to Kes 250 Million
    • Flexible repayment period

      Loans of up to Kes. 3 Million require no security
    • Flexible repayment period

      Repay your loan within your desired duration up to 18 months

    What we need from you

    • Account relation for at least 3 months or regular remittance by reputable processor for at least 1 year.
    • Loan amounts of above Kes 3 Million should be secured.
    • Undertaking by a reputable processor to channel payments through KCB.

    Loan Rates & Fees*

    • Interest charged - CBR+4%
    • Negotiation fee charged - 3%

    *Charges are not inclusive of tax

  • Working Capital Loan

    Agrovets, Agro-processors, commodity traders (cereals, legumes, vegetables) and traders in livestock; the KCB working capital loan is especially for you. Go ahead and grow your agribusiness with KCB.

    • High loan limits

      Access loans of up to Kes 250 Million matched to your business needs
    • Flexible repayment period

      Repay your loan within your negotiated duration

    What we need from you

    • Bank statements to establish cash flows (3 months for customers and 6 months for non-customers)
    • Monthly contract savings for 20% of the value of improved breed cows and 100% of the value of 4 months’ dairy feed
    • At least 1-year experience in dairy farming
    • Business plan including financial plan indicating 70% of the loan will go to buying herd while 30% of financing to infrastructure development and buying dairy feeds

    Loan Rates & Fees*

    • Interest charged - CBR+4%
    • Negotiation fee charged - 3%

    *Charges are not inclusive of tax

 

Interested in Farm Asset Loan or have a question?