Senior Manager – Product Administration, Monitoring & Tracking

The role is responsible for overseeing the end-to-end management of the Asset Based Finance (ABF) and Insurance Premium Finance (IPF) portfolio.

Key Responsibilities; -
• Ensure compliances with agreed TAT on issuance of release letters
• Ensure there is timely cross checking and Sign off Documentation checklists to facilitate release orders by SDC.
• Manage the end-to-end loan booking process for both Retail and Corporate ABF loans.
• Ensure Bank policy regarding prudential guidelines is observed
• Update the ABF Manuals and policies in Liaison with the relevant units to suit the business
• Reviewing the processes in the unit to determine any possible areas where an operational loss can occur and do a return to unit head inclusive of action plan.
• Reporting any operational loss to Operational Risk Management Department.
• Ensure that the non-performing book does not exceed the agreed percentage of the total book by the bank / division, through review and querying of Credit reports on status of ABF and IPF Loans and partnership ship meeting to discuss progress.
• Monitoring of status of various ABF and IPF accounts, and calling for action by Credit support, Portfolio Managers, Branch managers where no actions have been taken.
• Ensure there is provision of efficient customer service to all clients (internal and external).
• Collating the reports for the unit in liaison with ABF-RM’s, Dealer relationship desk documentation & securities section – Disbursement, Approvals, Dashboard, Annual Budget/Targets

The Person
For the above position, the successful applicant should have the following:
• A University Degree from a recognized institution
• 7 years’ banking experience in Financial/banking,
• 5 years of which should be in Asset Based Financing.
• 3 years’ experience in loan administration, asset monitoring & tracking systems.
• 3 years’ experience in Portfolio performance reporting & Insurance premium financing mechanics.
• 3 years’ experience with loan & facility Documentation (loan agreements, facility offer letters, term sheets, security documentation), pre- and post-disbursement controls.
• Hands-on experience with collateral registration (e.g., vehicles, equipment, receivables), charge documentation, deeds of assignment (receivables, insurance policies), Logbook loans / chattel mortgages, debentures (fixed & floating charges) and their legal enforceability. As well as Insurance Premium Financing (IPF) Documentation
• Entrepreneurial and Commercial thinking
• Excellent research, analytical, and problem-solving skills.
• Integrity & courage to challenge actions within various business units and the status quo.
• Strong persuasion, management and communication skills
• Strong organizational skills
• Excellent stakeholder management skills
• Creative approach, with the ability to anticipate challenges and develop innovative solutions

The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV.

Qualified candidates with a disability are encouraged to apply.

Only short-listed candidates will be contacted.