Tailor-made for You!

Woking Capital loans for Micro and SME businesses available on mobile.

Digital MSME Loans

Digital Term Loan

Digital Term Loan available to businesses for working capital purposes.

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Limits Based on Cash Flow

Business customers are assigned limits based on their account cash flow.

All Customers Accepted

Available to both individuals and registered businesses.

Easy Acceptance Of Terms And Conditions

Acceptance of product Terms and condition is through USSD * 520 #.

Easy Access/Withdrawal Of The Funds

Access/withdrawal of the funds is through USSD * 522 #, ATM, Over the counter or any other Bank channels.

Digital Overdraw

Digital Overdraw available to businesses for working capital purposes.

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Easy Access Of Funds

Withdrawal or access of funds is through USSD channel * 522 #, ATM, Over the counter withdrawal and all other Bank channels.

Business Current Account Perks

Business customers with current accounts are assigned limits based on their account cash flow.

Agents Float Financing

Digital loan granted to Telco Agents, sub agents, KCB Mtaani & Vooma agents for float purchase.

View Agents Float Financing Details

Easy Access Of Funds

Withdrawal or access of funds is through USSD channel * 522 #, ATM, Over the counter withdrawal and all other Bank channels.

Accessible Limit

The Bank assigns a pre-approved limit accessible through USSD * 520 #.

Retailer Financing

Digital Working capital loan that supports retailers finance stock purchase from a designated distributor.

View Retailer Financing Details

Networking

Retailers linked to a distributor are assigned limits based on sales records shared with the Bank by that distributor.

Easy Loan Application

Loan application is through *520#.

Easy Access Of Funds

Loans are disbursed directly to the distributor account.