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Mobi Chama

Go digital with your chama. MobiChama allows your investment group to pay, save and borrow conveniently. It also provides accountability of deposits, withdrawals, and approval of loan requests by chama officials.

How to get onto MobiChama

  • Open a group/Chama Account at any KCB Branch
  • Chama members to open individual accounts with KCB
  • Sign up for KCB Mobile banking
  • Link the individual accounts to the Chama Account
  • Officials can add new members or remove existing ones

How to transfer/deposit cash into your Chama Account

1. From an individual’s account in KCB

  • Dial *225#
  • Enter your KCB Mobi PIN
  • Select Chama
  • Select Transact as a Member
  • Select Transfer Funds to Chama
  • Select the specific chama you are paying to
  • Choose account (if you have more than one account at KCB)
  • Enter amount
  • Verify the transaction details and commit the transaction

2. From Safaricom M-PESA

  • Go to Safaricom M-PESA menu
  • Select Pay Bill
  • Enter the KCB business number - 522522
  • Enter your Chama Account number
  • Enter the amount you wish to transfer
  • Enter your M-PESA PIN
  • Commit the transaction

Borrow loans from Chama (as a member)

  • Dial *225# to access the mobile platform
  • Select Chama menu
  • Select Transact as a Member
  • Select Borrow Loan from Chama
  • Select the account to be credited (if you have more than one account at KCB)
  • Select the chama (if you have more than one chama)
  • Enter amount you want to borrow
  • Verify the transaction details and Commit the transaction

Interested in Mobi Chama or have a question?

*You need to open a KCB Account to sign up for this product

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