Retirement Benefits Schemes

KCB provides professional Corporate Trustee Services for Retirement Benefits Schemes, supporting employers, sponsors and members in the effective governance, oversight and administration of pension arrangements.

Our services include trustee oversight, scheme governance support, regulatory compliance monitoring, investment oversight, service provider coordination, meeting support and follow-up on key scheme matters such as unremitted contributions, audit issues and policy reviews.

As a trusted corporate trustee, KCB helps schemes operate in line with the Trust Deed and Rules, Retirement Benefits regulatory requirements, approved investment policies and sound governance practices.

Our role is to safeguard members’ interests by providing independent oversight, regulatory guidance, risk monitoring and coordination with appointed service providers.

Our services are suitable for umbrella retirement benefit schemes, individual pension plans, income drawdown funds, post-retirement medical schemes, and institutions seeking an independent corporate trustee to strengthen governance, regulatory compliance and member protection.

• Oversight of scheme administration, investments and custody arrangements.
• Monitoring compliance with the Trust Deed and Rules, RBA guidelines and applicable laws.
• Review of investment performance, asset allocation and regulatory limits.
• Convening annual general meetings and member engagement forums.
• Governance support, including review of policies, service provider agreements and scheme documents.
• Coordination with administrators, fund managers, custodians, auditors, actuaries and regulators.

Through KCB’s strong governance framework, sector experience and relationship-led service model, schemes benefit from reliable oversight, timely reporting and practical support aimed at protecting members’ retirement savings and enhancing scheme sustainability.