The KCB Visa Business Credit Card is designed to give your business the financial freedom to operate smoothly, manage expenses efficiently, and grow with confidence. Whether you’re managing cashflow, paying suppliers, or handling everyday expenses, this card works as your trusted business partner locally and globally.
Key Features & Benefits
Interest-Free Period: Access up to 45 days of interest-free credit.
Dual Currency: Available in both Kenya Shillings (KES) and US Dollars (USD), reducing foreign exchange exposure.
Expense Control: Ability to issue supplementary cards to employees with customised spending limits.
Reconciliation: Features itemised monthly statements for efficient reporting.
Biashara Club Perks: Members get access to customised loan facilities, negotiated forex rates, and capacity-building workshops
Retailer Finance
Unlock your stock financing needs and optimise your business potential with KCB retailer financing products. Retailer financing is a short-term credit solution designed to unlock cashflow challenges for retailers and distributers by financing their stock.
Benefits
Apply for a loan to buy stock for your business with no collateral needed.
Get competitive rates for this loan.
Manage your flow of cash.
Limits renewable monthly based on purchases.
Capacity building through financial literacy programs i.e. KCB Biashara club.
Retailer maintains loyalty to distributor.