Lending Risk Manager

Provide support in overseeing the bank’s overall credit risk exposure by ensuring that lending activities remain within the defined risk appetite and comply with regulatory standards. The role emphasizes portfolio-level risk monitoring, stress testing, and the development of credit risk policies. Through the analysis of portfolio trends, identification of emerging risks, and execution of risk mitigation measures, the manager helps preserve asset quality and promote responsible credit growth.

Key Responsibilities:

• Monitor the credit portfolio at a macro level to identify concentration risks, emerging trends, and potential vulnerabilities.
• Conduct periodic credit stress testing to assess portfolio resilience under various economic scenarios and provide insights into the results to inform risk management decisions.
• Contribute to the development and periodic review of credit risk policies, frameworks, and risk appetite statements and make recommendations on enhancement of credit controls and risk mitigation as appropriate.
• Prepare regular reports and dashboards on portfolio performance, risk indicators, and sectoral exposures for senior management and Board committees.
• Assist in the preparation of ICAAP documentation, including risk and capital assessments, for regulatory submissions.
• Ensure compliance with Basel, IFRS 9, and other local banking regulations and global practices related to credit risk.
• Regularly collaborate with key stakeholders to balance risk and growth objectives.
• Perform regular review of the bank’s Risk Based Loan Pricing model. 
• Support the enhancement of risk models, credit scoring systems, and automation for better decision-making. 

The Person

For the above position, the successful applicant should have the following:

• A bachelor’s degree from a recognized institution
• At least 5 years of experience in Credit and/or Credit Risk Management
• A minimum of 4 years’ experience in Credit Policies, Governance, Processes, and Regulatory Compliance
• At least 3 years’ experience in Digital Lending and Automated Credit Decisioning
• A minimum of 3 years’ experience in Data Analysis and Reporting

The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV. 

To be considered your application must be received by Friday 16^th May 2025.

Qualified candidates with disability are encouraged to apply.

Only short-listed candidates will be contacted.