Regional Portfolio Manager-Central Region

The role holder will monitor and control Portfolio Asset Quality in the Region and to offer support in order to sustain the Good Book in liaison with the head office units and Branch Teams while ascertaining that the Bank’s interests are fully secured through compliance to the Lending Policy and CBK guidelines.

Key Responsibilities

• Monitor and control pre 90 days Retail Credit Portfolio throughout the Region to ensure that the Asset Quality is maintained and improved (PAR, Migration & Vintage) to within acceptable thresholds.
• Develop, recommend and implement strategies to ensure that the accounts under watch category are upgraded to normal in line with CBK regulations and Bank policy.
• Ensure compliance with Bank’s policies, regulatory requirements and best practice in the monitoring and control process with a view to minimizing Credit Risk.
• Support review, from time to time, of Credit policies and processes governing lending in the Bank.
• Coaching and training of Credit handling staff in the Region.
• Ensure review of Portfolio Returns submitted by Branches for appropriate action.
• Tracking of credit audit action plans.
• Co-ordinate regular customer visits to check on compliance, remedial management and offer appropriate interventions.
• Proactive oversight on debt collection exercise, waivers of arrears & restructuring, re-classification, re-establishment/re-opening of new MG contracts, and write offs within the delegated limits.
• Responsible for performance and consequence management for portfolio staff.

The Person

For the above position, the successful applicant should have the following:

• Bachelor’s degree in business or related discipline from a recognized university.
• At Least 8 years’ experience in
• At Least 5 years’ experience in Stakeholder Management
• At Least 3 years’ experience in People Management

The above position is a demanding role for which the Bank will provide a competitive remuneration package to the successful candidate. If you believe you can clearly demonstrate your abilities to meet the criteria given above, please log in to our Recruitment portal and submit your application with a detailed CV.

To be considered your application must be received by Tuesday 30^th May 2023

Qualified candidates with disability are encouraged to apply.

Only short-listed candidates will be contacted.