If money were a person, it would be that friend — the one who knows your coffee order, always has airtime when you need to bamba, and somehow reminds you your electricity token is about to run out. Basically, the type who makes life flow smoother.
That’s the NEW KCB App. It doesn’t just sit on your phone waiting for you to click. It adapts, it flexes, it vibes with you. Think of it as your money’s alter egos — moods that show up depending on what kind of day you’re having.
Let’s break it down 👇
Selfie Mode
Because sometimes, unaamka na sura ya Monday.
Passwords? PINs? Hapo ndio watu hukwama. With Selfie Mode, you just glance at your phone or tap a finger — boom, you’re in.
It’s security that’s tighter than your mum’s rules when you were 16, but faster than your boys calculating “who’s paying what” at lunch. Whether you’ve just rolled out of bed looking like last night’s cliffhanger or you’re glammed up for Friday, your face or fingerprint is the key. Hakuna stress.
Thrift Mode
Your inner CFO is about to do a happy dance.
Paying bills, sending cash, handling everyday stuff — normally, it feels like errands. But in Thrift Mode? It’s just swiping thumbs like a pro. Vooma Paybill. Vooma Till. Smooth. Quick. No queues.
Imagine settling your rent, topping up mum’s phone, and still having time to order ugali samaki before it sells out. That’s the smug kind of efficiency that makes you feel like “I’ve got life figured out.”
Investor Mode
This one is all about future you — the one who’s sipping juice in Diani, replying to emails with “sent from early retirement.”
Investor Mode is where patience meets profit. Fixed Deposits turn waiting into winning. Goal Savings make dreams tangible — whether it’s that car you’ve had bookmarked, a first home, or just the sweet thought of financial freedom.
Think of it as planting a tree today so you can throw shade at haters tomorrow.
Protect Mode
Because life, as we know it, loves to surprise.
One minute everything’s smooth, the next — curveball. Protect Mode is your quiet bodyguard. From health, to your car, your home, or even your biashara, insurance sits neatly in your pocket.
No mountain of paperwork. No endless calls to “customer care.” No digging through old emails for your policy. Just peace of mind, delivered before you even finish that cup of chai.
Here’s the thing: you don’t switch between these modes. They just flow with you. Monday morning? You’re in Selfie Mode. Lunch break? Definitely Thrift Mode. Afternoon plotting your side hustle empire? Investor Mode. And by evening, knowing you’re covered? That’s Protect Mode.
The NEW KCB App isn’t just an app. It’s a lifestyle plug.
Download the NEW KCB App today: https://onelink.to/m9puce
Yours truly,
witty banker
